Pulling credit has always meant managing a separate relationship with a credit vendor, a separate login, a separate bill, and a process that sits outside your lending platform rather than inside it. Fuji 4.0 changes that in a meaningful way. Cloudsquare is now a credit reseller, giving CS Lend customers direct access to Trimerge credit reports and individual bureau pulls across Equifax, TransUnion, and Experian, at highly competitive pricing, all from within the platform. This update also ships smarter in-app notifications and more flexible payment structures at funding. Less switching. Less chasing. More decisions made faster.
Here is a full breakdown of what shipped.
Cloudsquare Is Now a Credit Reseller
The biggest addition in Fuji 4.0 is not just a new integration. Cloudsquare is now a credit reseller, which means CS Lend customers can purchase and run credit directly through the platform at competitive pricing, rather than managing a separate vendor contract on the side. Teams have access to Trimerge reports, which pull and merge data from all three major bureaus into a single report, as well as individual bureau pulls from Equifax, TransUnion, and Experian, multiple credit models, and both soft and hard pull options, all from a Contact or Opportunity record inside CS Lend.
The practical difference here matters. This is not a connector to a credit portal your team still has to manage separately. Pricing, access, and reporting all run through Cloudsquare. Customers benefit from our negotiated rates, and everything stays inside the platform, including the credit report PDF, the borrower’s updated credit score, and a full record of the search. As credit needs grow, teams can expand to new credit models or pull configurations without touching the core platform setup or renegotiating a vendor relationship.
Bell Notifications With Destination Control
Fuji 4.0 also improves how in-app notifications work. Teams can now add custom messages to notifications and choose exactly where a user lands when they click on one. Instead of a generic alert that leaves someone to figure out where to go next, notifications can now send users straight to the record or task that needs their attention.
For busy teams where every minute counts, this cuts out an extra navigation step. An underwriter gets an alert that a new application is ready and lands directly on the right Opportunity record, without any extra clicking.
Multiple Payment Schedules at Funding
CS Lend now supports setting up more than one payment schedule on a single agreement at the time it is funded. This means an Opportunity with a more complex repayment structure, such as split payments or tiered obligations, can be configured correctly from the start rather than adjusted manually afterward.
Most Opportunities will not need this. But for lenders working with non-standard repayment arrangements, having this flexibility built in from the funding step makes the process cleaner and reduces the chance of errors down the line.
Upgrade Guidance
Fuji 4.0 delivers where it counts. Cloudsquare’s credit reseller capability alone eliminates an entire vendor relationship from your operations, replacing it with competitive pricing and native access inside CS Lend. The notification and payment schedule improvements add up for teams handling high volumes day to day.
For upgrade steps and configuration guidance, reference the Fuji 4.0 documentation in your CS Lend knowledge base.
FAQs
Q1: What does it mean that Cloudsquare is now a credit reseller?
It means CS Lend customers can purchase and run credit reports directly through Cloudsquare at competitive pricing, without needing a separate vendor contract or external portal. Access to Trimerge reports, individual bureau pulls, multiple credit models, and both soft and hard pulls are all available natively inside CS Lend.
Q2: What is a Trimerge credit report?
A Trimerge report pulls and merges credit data from all three major bureaus, Equifax, TransUnion, and Experian, into a single unified report. It gives underwriters a complete view of a borrower’s credit profile without having to run and reconcile three separate pulls.
Q3: Can I still run credit checks the way I do today?
Yes. Fuji 4.0 adds new capabilities without disrupting existing workflows. Teams already set up with a credit process can upgrade and adopt native credit reporting at their own pace.
Q4: What does the multiple payment schedules update actually change at funding?
It means that when an agreement is funded, you can attach more than one repayment schedule to it from the start. For Opportunities with split payments or layered structures, this removes the need to go back and make manual adjustments after funding.
Q5: Who should upgrade to Fuji 4.0?
Any CS Lend team that pulls credit as part of underwriting should prioritize this one. The shift to native credit reselling through Cloudsquare is the headline change, but the notification and payment schedule improvements make it a worthwhile upgrade across the board.
